In 2018, they established Cruz Financial Group. This venture was born out of a desire to guide first-time home buyers through the intricate process of home ownership.
With the Cruz family’s 24 years of real estate experience and a strong background in finance and accounting, they continuously adapt and develop solutions for the ever-changing landscape of home ownership. Their ultimate goal is to help middle-class families leverage real estate to improve their financial standing and maintain their lifestyle throughout retirement. Welcome to the Cruz Family’s legacy of empowering homeowners
Company Profile
Cruz Financial Group is a 100% family-owned financial company with a strong presence in Canada. We offer a comprehensive range of financial products and services that cater to a wide array of clients. Our dedication is reflected in our commitment to enhancing the living standards of our clients. This is achieved through our innovative offerings, designed with the client’s best interests in mind. The team at Cruz Financial Group is composed of devoted associates who work tirelessly to ensure the delivery of quality services.
Our Story
The Cruz Family embarked on a new journey when they immigrated to Canada in 2000. Back in the Philippines, they were engaged in a successful rental properties business. With the same entrepreneurial spirit, they aspired to establish a similar venture in their new home, Canada.
The Cruz Family’s journey in real estate began in 2002 when they purchased their first home in Mississauga. After selling it two years later for a profit of $20,000, they used the proceeds to buy two more properties. This pattern of selling and buying properties continued over the years, allowing them to accumulate over 10 properties by 2017. At this point, they decided to retire, living comfortably off the interest generated from the equity of their properties.
Meet Our President
Ralph J. Cruz
As the President of Cruz Financial Group, Ralph J Cruz brings a wealth of experience and a commitment to excellence. His vision for the company extends beyond the traditional scope of financial services. He aims to build a firm that is recognized for its dedication to client service, integrity, and personalized financial solutions. Ralph’s aspiration for Cruz Financial Group is to become a trusted partner for clients worldwide, helping them achieve their financial objectives. Under his leadership, the company is committed to providing reliable, tailored financial advice and solutions. His goal is to ensure that Cruz Financial Group stands as a symbol of trust and reliability in the financial sector. His focus is on client empowerment, financial literacy, and creating a legacy of success and growth.
“We do financial planning that
revolves around real estate”
– Ralph J. Cruz
