Cruz Financial Services
Discover the Best Mortgage Rates in Ontario
Mortgage
Pre-Approval
Discover your borrowing power! No guessing – guaranteed pre-approvals! Avoid disappointments by getting an accurate pre-approval.
Mortgage Renewal
Renewing into a significantly higher rate? Ask how we can decrease your monthly payments. It’s not all about the rate.
Refinancing / Debt Consolidation
Need to reduce credit card costs, fund renovations, or support your child’s home downpayment? We can boost your cashflow and save on interest. Inquire now!
Home Loan Origination
Let us find the best mortgage rates for you. We handle everything from application to closing.
Owning your dream house has never been easier!
having access to over 35 lenders (banks, credit unions and institutions), plus an array of private lending companies throughout Canada, we are sure to have a solution for all your residential mortgage needs.
Your Home, Our Passion
We are firmly driven by the belief that every family has the right to a home they love. Guided by this principle, we strive to provide our clients with the necessary knowledge and best choices to acquire their dream home.
Experience meets AI Technology
We combine decades of expertise with today's up-to-date financial tools to assist clients in utilizing our abilities at their service.
Self-Assessment Tools
Discover our collection of mortgage calculators and pre-qualification tools.
Home-buyers Knowledge Base
Access our library of free resources to gain insight into the best mortgage strategies employed by experts.